I just had a gentleman who had over $100,000 in credit card debt, who was paying over $1,500 per month. I got a plan of reorganization approved where the gentleman cut his monthly payments from $1,500 per month to $350 per month.
Another young family due to medical problems was behind on their mortgage and car payments, and had thousands of dollars of medical bills and credit card debts. We set up a reorganization plan where we stopped the foreclosure and repossession, and eliminated 90% of their monthly payments on their back credit card and medical bills.
Finally, we just helped a woman who had over $100,000 in medical bills which was not covered by insurance. She was able to get a fresh start by filing bankruptcy.
We have helped over 5,000 people in the last 20 years deal with credit card debt, medical bills, foreclosure and eviction. Most of these people were hardworking people who had lost jobs, had serious medical problems or went through horrible divorces.
Bankruptcy is still available under the new law, which becomes effective on October 17, 2005. We want to help you just like we have helped all our other clients over the last 20 years.