MY WIFE JUST HAD A BABY AND HAS BEEN ON DISABILITY WHICH HAS SET US BEHIND ON BILLS. WHAT CAN WE DO?
One of the major reasons Mr. Taieb’s clients get behind is due to relying on 2 spouses income.
Mr. Steven Taieb discussed the issue of never relying on both spouse’s income when purchasing a home in The Debt Trap; How Your Life Choices Impact On Your Financial Future.
If you have little equity in your home and were fortunate to stay current on your mortgage, you may be able to get a fresh start and file a Chapter 7 if you qualify. This will help honest people, who through no fault of their own, get behind on bills and are now overwhelmed with debt.
If on the other hand, you are delinquent on car payments, mortgage payments or real estate taxes, then you may need to file a Chapter 13 which will protect your property from foreclosure and/or repossession and will give you a payment plan over the next 3 to 5 years to help you get caught up on arrears.
However, if the birth of a new born set you behind, call Steven N. Taieb, Esq. at 856-235-4994 to learn how to alleviate this financial stress and save your property.
Steven N. Taieb, Esq. is here to help you and is a South Jersey Bankruptcy Attorney who has helped over 7000 people with their financial problems for the past 32 years and is board certified in consumer bankruptcy law by The American Board of Certification which is accredited by The American Bar Association.
We are more than happy to discuss all your options and to see if bankruptcy is the best option for you.